:root{--navy:#0a2652;--blue:#4a91d4;--deep:#1b5799;--gold:#e6aa32;--ink:#1d2433;--muted:#5b6475;--line:#e4e7ee;--bg:#fbfaf7;--card:#ffffff}
*{box-sizing:border-box}[hidden]{display:none!important}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16.5px/1.65 "Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif}
a{color:var(--deep)}a:hover{color:var(--navy)}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
header.site{background:#fff;border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
header.site img{height:46px;width:auto;display:block}
nav a{font-family:"Josefin Sans",sans-serif;font-weight:600;letter-spacing:.06em;text-transform:uppercase;font-size:14px;text-decoration:none;color:var(--navy);margin-left:22px}
nav a:first-child{margin-left:0}nav a:hover{color:var(--gold)}
h1,h2,h3{font-family:"Josefin Sans",sans-serif;color:var(--navy);line-height:1.2;letter-spacing:.01em}
.hero{background:var(--navy);color:#fff;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.3fr 1fr;gap:24px;align-items:center;padding-top:64px;padding-bottom:64px}
.hero h1{color:#fff;font-size:clamp(32px,5vw,48px);margin:0 0 14px}
.hero p{color:#d8e2f2;font-size:18px;margin:0 0 10px;max-width:34em}
.hero .verse{color:var(--gold);font-style:italic;font-size:15.5px;margin-top:18px}
.hero img{width:100%;max-width:320px;justify-self:center}
.rule{display:inline-block;width:56px;height:3px;background:var(--gold);margin-bottom:18px}
section{padding:52px 0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 22px}
.tab{font:600 15px/1 "Josefin Sans",sans-serif;letter-spacing:.05em;text-transform:uppercase;color:var(--navy);background:transparent;border:2px solid var(--navy);border-radius:999px;padding:12px 20px 10px;cursor:pointer}
.tab[aria-selected="true"]{background:var(--navy);color:#fff}
.tab:hover{border-color:var(--gold)}
.tab:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
.card h3{margin:0 0 6px;font-size:21px}
.tag{display:inline-block;font-size:12.5px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--navy);background:#fcefd3;border-radius:999px;padding:2px 10px;margin-bottom:10px}
.card .links{margin-top:14px;display:flex;gap:16px;flex-wrap:wrap;font-weight:600;font-size:15px}
.contact{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;text-decoration:none;border-radius:10px;padding:12px 20px}
.btn:hover{background:#f0bc4f;color:var(--navy)}
.doc{max-width:760px}
.doc h1{font-size:clamp(28px,4vw,38px);margin:8px 0 4px}
.doc .eff{color:var(--muted);margin:0 0 28px}
.doc h2{font-size:24px;margin-top:38px}.doc h3{font-size:19px;margin-top:28px}
.doc table{width:100%;border-collapse:collapse;font-size:15px;margin:16px 0;display:block;overflow-x:auto}
.doc th,.doc td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.doc th{background:#f1f4f9;color:var(--navy)}
.crumb{font-size:14px;color:var(--muted)}
footer{background:var(--navy);color:#c9d4e8;font-size:14.5px}
footer .wrap{padding-top:28px;padding-bottom:28px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer a{color:#fff}
@media (max-width:720px){.hero .wrap{grid-template-columns:1fr;padding-top:44px;padding-bottom:44px}.hero img{max-width:200px;order:-1}nav a{margin-left:14px;font-size:13px}}